How to Retrieve Forgotten IOB Debit Card Pin and Net Banking Password

Indian Overseas Bank founded in the year 1937 in Madras is a major public sector bank. It had branches across the country with more than 3500 and majorly operating in Tamil Nadu. IOB headquarter are located in Chennai Tamil Nadu and it had a ATM network of more than 3300 in the country. IOB is also having branches in Singapore, Hong Kong, China, Seoul and representative offices in various countries. IOB has ISO certified in-house information technology department.


Indian Overseas Bank provides services in personal, corporate, NRI and rural banking. It provides various types of services to its customers like saving and current accounts which are basic for a customer in IOB, IOB net banking, mobile banking, loans, insurance, and IOB cards. All these services also had sub services, savings account had corporate salary account, student account, platinum account. Similarly, Loans have housing loans, vehicle loans, education loans and IOB cards have Credit cards, debit cards, merchant offers and more.

How to retrieve IOB Debit card pin?

Every new customer will be given a Debit card along with a PIN at the time of opening the account. The PIN should be used when transacting with the debit card and if the user forgets the PIN then they cannot use it for transactions.

So, what should the user do to retrieve the PIN of his/her debit card?

They need to write a letter to the branch stating that they lost the pin of the debit card and need to reset it or a new one.

Once you submitted the letter to the bank employees they will proceed the request and once its completed you will receive a new PIN which is system generated to your E-Mail address registered with your account.

Once you received the PIN it would be better to change to something that you would remember.

How to Retrieve forgotten Internet Banking Password?

Retrieving password of Internet banking doesn’t need to go to the bank or submit a letter which save time and energy.

Step 1: Users need to click “Forgot password” in the login window.

Step 2: Once you entered login ID it will ask you for the email address registered with the account.

Step 3: If both Login ID and Email address matches the bank’s records then an OTP will be sent to the mobile number registered with the account.

Step 4: Enter the OTP and click submit.

Now a new password will be sent to the registered email ID and then you can change it to something you could remember long or save in a place which is secure and remembered.

These are the options available for IOB customers to retrieve their lost passwords of Debit Card and internet banking.

Hope this article helps you to retrieve your new password. If you have any doubts or questions don’t hesitate to use our comment section below.

19. September 2016 by kanailalmohanti
Categories: How To | Leave a comment

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